Submission Deadline: 22 March 2025

The IMFS is organizing its first international workshop on the links of household finances to financial stability and financial literacy. The objective of this workshop is to host presentations and foster interaction between senior and junior researchers.

We solicit papers in the following areas, but other related areas may also be considered:

• Effects of unstable household finances on banks and the financial sector
• Consumer indebtedness, financial distress and default decisions
• Patterns of household debt behavior over the life cycle
• Financing retirement and longevity risks
• Health expenditure risks and household finances
• Climate risks, natural disasters, and household finances
• Financial literacy and financial distress
• Gender gaps in the stability of household finances
• Financial advice and legal protection of investors and borrowers
• Financial fraud, financial misconduct and stability of household finances
• Gambling, addiction, and household finances
• Peer effects on debt behavior
• Behavioral approaches to stability of household finances
• Stress tests of the stability of household finances using micro-data
• Insurance as a means of avoiding unstable household finances
• Product design for sustainable household finances
• The impact of technology on household financial behavior

Click here to submit your paper.